100 live listings
Payment institutions and EMIs for sale
Buying an authorised payment institution or electronic money institution can cut a new licence timeline from a year or more to a change-of-control approval. Each listing below is an existing regulated entity; most come with safeguarding and operating accounts already open.
100 listings
Argentina PSP & P2P Fintech
Argentine S.A. with active BCRA PSP and PSCPP registrations, existing banking infrastructure and developed wallet / P2P technology.
Swedish Payment Institution
Recently licensed Swedish Payment Institution (PI) for Money Remittance, with banking infrastructure already connected.
UK Authorised Payment Institution
Established UK Authorised Payment Institution (API) operating since 2018, with active payments infrastructure and a solid regulatory setup.
Singapore Major Payment Institution
Established Singapore Major Payment Institution (MPI) with long operating history, local management and banking relationship in place.
Czech EMI with API Integrations
Czech Electronic Money Institution available for 100% share acquisition, with a full EMI license and operational infrastructure in place.
Singapore SPI License
Clean dormant Singapore Standard Payment Institution (SPI) structure available for acquisition.
Maltese EMI & MiCA Regulated
Malta regulated company available for acquisition, holding EMI and MiCA regulatory permissions.
Dutch Payment Institution (PI) with PSD2 AISP Licence
Regulated Dutch Payment Institution authorized by De Nederlandsche Bank (DNB), holding a PSD2 Account Information Service Provider (AISP) licence.
Polish SPI
Established Polish Small Payment Institution, incorporated in 2025, suitable for payment, remittance, card and merchant acquiring activity.
UK FCA Small Payment Institution
UK Small Payment Institution regulated by the Financial Conduct Authority.
Investment Bank License in Labuan
🏦 Active Labuan Investment Bank licensed by the Labuan Financial Services Authority.
UK FCA Small Payment Institution
Ready-made UK Private Limited Company regulated by the FCA as a Small Payment Institution.
Poland SPI
EU-regulated Small Payment Institution in Poland, active since February 2024.
Swiss SRO
Clean Swiss GmbH licensed in April 2026, SRO approved by VQF and based in Zug.
Singapore MPI Licensed Entity
For more details, contact the information below or your Licensed Harbor representative
Polish API
Established and profitable Polish API licensed entity available for sale.
Montana (U.S) MSB
📩 For more details, contact the information below or your Licensed Harbor representative
Hong Kong Money Service Operator
Licensed business for currency exchange and remittance, fully compliant and ready for immediate operation.
French Payment Institution
Fully operational and profitable French fintech, ideal for EU expansion.
UK EMI
Fully active EMI operating for 1 year · Strong B2B client base, proven revenue stream · Multi-bank safeguarding (including Switzerland)
UK EMI License
📩 For more details, contact the information below or your Licensed Harbor representative
UK SPI
A fully established Small Payment Institution (SPI) in the United Kingdom, authorised by the Financial Conduct Authority (FCA), is now available for purchase.
Licensed French FinTech Company
Profitable B2B payment processor with strong regulatory authorizations, proven track record, and high transaction volumes. Ideal for a strategic buyer entering or expanding in the European payments market.
EMI License – Cyprus
🇪🇺 European Payment Institution License – Cyprus Central Bank (CBC) 💳
UK FCA Licensed EMI
✅ Integrates with banks and payment systems worldwide (EU, UK, Israel, Hong Kong, Ukraine, Canada, Moldova, Armenia, Georgia, Nepal, Pakistan)
Hong Kong MSO
🇭🇰 Hong Kong MSO for Sale – With Bank Account 🇭🇰
Lithuanian PI License
✅ Business: Card acquiring (can be enhanced for SEPA / SEPA Instant payments)
FSC Seychelles
A unique opportunity to acquire a fully licensed and operationally ready FSC-regulated company in Seychelles – ideal for investors looking to enter a reputable offshore jurisdiction with minimal setup time.
UK API
🔗 Fully operational digital payments business with strong corridor to India and Asia
Lithuanian EMI
🏦 Banking Infrastructure – safeguarding and operational accounts in Lithuanian banks
UK EMI
E-money issuing & money remittance · Full payment processing incl. SEPA/GBP/SWIFT · Own BIC + IBAN generation (Target2)
Licensed AEMI – Latvia
💼 Regulated by the Central Bank of Latvia | AEMI License issued: June 2024 | Active Client Base
MSO License
✅ Money Service Operator (MSO) license – active entity
Lithuanian EMI
A rare opportunity to acquire a fully operational, multi-jurisdiction Electronic Money Institution, licensed in Lithuania and Switzerland. The company is active, profitable, and well-positioned in the B2B payments and digital banking sector.
Polish SPI
💼 Perfect opportunity for entering the EU payments market with a fully licensed Polish entity.
Japan FSA API (Authorised Payment Institute)
Perfect opportunity to enter Japan’s highly regulated financial & crypto markets with an active, compliant setup.
Estonia API
✔️ Proprietary software with Android/iOS mobile apps, Open Banking Europe membership
Singapore MPI
📦 Ideal for: Businesses looking to operate regulated remittance or FX services from Singapore with strong banking infrastructure
Cyprus EMI
A fully structured and licensed EMI – available for immediate acquisition.
Brazil Authorized Payment Institution (API)
150K+ registered users · Mobile app + in-house payment platform · C2B-ready infrastructure
UK EMI License
Services enabling cash placement on a payment account · Services enabling cash withdrawals from a payment account · Execution of payment transactions (not covered by a credit line)
Polish SPI
Established in 2020, this Special Purpose Entity is now available for acquisition.
Payment solution for LatAm
A well-positioned player in one of the world’s fastest-growing fintech markets.
Polish SPI (Small Payment Institution)
Registered in Poland (2021) – non-active, clean structure
South Africa FSP CAT1
✅Shares
Hong Kong MSO License
✔️ License: Money Service Operator License (Validity Period: August 11, 2023 – August 24, 2025)
Costa Rica limited liability company (SRL)
Costa Rica limited liability company (SRL)
St Lucia Company with MT5 Main Label
✔️ All annual server and license and many other costs paid upfront already for this year
UK SPI
✅Bank account GBP, EUR and USD ( Fire, AB, Clear Junction, Link, Angra, Judo pay card processing)
Hong Kong Company With MT4
✔️Company at good standing, all audit reports filed correctly
UK SPI
Take customers remittance order offline and online · Offer FX services · Process international payments
South Africa FSP CAT1+CAT2
➡️ Full license name: Company name will be disclosed once an NDA signed
Dubai DFSA CAT3A License
✅No current software subscriptions, previously used a wealth management platform
Structure of EMI and MiCA licenses in Malta
➡️ Activities (money remittance, e-money, acquiring, payment cards, crypto money, acquiring, payment cards, crypto)
Swiss Company with Merchant Gateway
✅Licensed 2017 Zug Swiss Company with High-Tech Merchant Payment Gatway/ Payment Processing Platform
UK Small Payment Institution (SPI)
Take customers remittance order offline and online · Offer FX services · Process international payments
Authorized EMI Institution in the UK
cash placement on a payment account · cash withdrawals from a payment account · Execution of payment transactions
Swiss SRO Licensed Company
✅ The Company operates under the regulatory supervision of a supervisory organization officially recognized by the Swiss Financial Market Supervisory Authority (FINMA), with supervision pursuant to the Swiss Federal Anti-Money Laundering Act (AMLA).
UK Electronic Money Institution
cash placement on a payment account · cash withdrawals from a payment account · Execution of payment transactions
SVG company with MT5
Company in Saint Vincent and the Grenadines with MT5 Platform
UK FCA Financial Firm
Name: Available · Incorporation Date: 2017 · Regulatory Number: Available
Swiss Payments, Transfers & Cards Company
Licensed Swiss AG (est. 2017) in Zug, Switzerland, holding a regulatory para-banking (SRO) license and a Fintech software platform for SWIFT & SEPA payments, debit cards, multi-currency exchange, instant money transfers, and more!
EUOPEAN Electronic Money Institution
Freshly Licensed – No past activities, ensuring a clean, risk-free acquisition
AUSTRAC Money Transfer Business
Registered with AUSTRAC for several years, fully compliant. · Can act as a PSP and support global payment solutions. · Includes website, online wallet services & mobile apps (if required).
DIFC Category 4 Company
This is a ready-to-go platform for financial professionals or firms looking to expand into the DIFC with minimal setup time and effort.
Swiss Payment & Banking Services
License: Para-banking license under AMLA (Art. 2, para. 3), in good standing. · Software: Fully owned perpetual license for a multi-functional payment and banking services platform (No recurring software fees). · SEPA & SWIFT bank transfers.
South Africa FSP Licensed Company
The license permits operations involving the following financial instruments:
Georgian PSP License
Licensed in Georgia: Fully compliant PSP license with the ability to operate multiple branches and partner branches. · Operational Efficiency: Turnover: €500,000 monthly. Monthly Burnout: €40,000 (recently broke even). · Strong Client Base: 45,000 active e-wallet clients. Loyal customer base with steady growth potential.
Global MSB
Canada (FINTRAC) · USA (FinCEN + state option) · UK, Nigeria, Kenya, South Africa (2022-2023)
EMI
Operational Status: Currently non-operational with no active customers.
Entity with MT4 Main Label Server
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
SRO
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
STP
1. This license authorizes the licensee to carry on a financial services business to:
2 Companies with Bank Accounts
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Money-Broking Business
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
CAT 1 FSP License
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Licensed Payment System
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Small Payment Institution
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
SPI
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Entity with MT4 Server
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Entity with MT4 Server
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
SFC License
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Category 1 FSP
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Category 1 FSP
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Entity with MT5
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
MSO Licensed Entity
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Financial Service Firm
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Licensed Bank
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Financial Service Provider
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Bank License
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
SPI with Mastercard Partnership
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Money Broking License
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
FSP with MT5
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
EMI
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Bank
(a) receiving money deposits (in the form of demand deposits, time deposits or other forms of deposit) or other repayable funds, bearing interest or not;
PSP
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
Licensed Money Change Business
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
EMI Licensed Company
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
CYSEC Market Making Licensed Company
Licensed Harbor offers additional services that go hand-in-hand with our business and provides for the ultimate benefit of our clients and partners. We are happily equipped with experts and specialists to cater your new ventures and provide added value support and framework in the following areas: Legal, Regulation, Banking and Payments, and Business Development.
EMI Licensed Company
g) Execution of payment transactions via telecoms, IT system or network operator.
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How it works
From brief to completion
- 01
Brief
Tell us the activity, target markets and timeline. We confirm what is realistic before anything else.
- 02
Match
We shortlist listed assets, or source off-market structures and compare new licence routes side by side.
- 03
Diligence and structure
Corporate, regulatory and banking review with legal advisors, then the deal and approval path is agreed.
- 04
Completion and onboarding
Transfer, regulator notifications, payments and banking set-up, so the company can operate from day one.
Acquisitions remain subject to due diligence and the applicable regulatory approvals.
Contact
Start a confidential enquiry
Share what you need and quote an asset number if you have one. We reply with next steps and an NDA where required.
- Emailhello@licensedharbor.com
- ResponseWithin one business day
- HandlingStrictly confidential